核辐射货物的保险除外

neill

学习杨先生和汪鹏南先生的第二版《英国海上保险条款详论》，其中第479页关于货物保险核武器战争除外规定：除了核武战争造成的损失，加上现在的非敌对性使用（如演习，实验等），伦敦保险市场一概不陪。而民用核电站意外泄漏造成的货物辐射损失，在协会A条款下，保险仍应与赔偿。。
联想到近日的日本福岛核电站核泄漏和辐射，在事故发生不久，香港的保险经纪告知在这种情况下，保险的赔偿属于除外，应该是不赔的。这与杨先生的阐述似乎有点相悖，所以不得其解。。
除了货物，关于船舶的损失，比如船员因此的身体损害，保险公司做什么相应的处理是不是也一概不赔？
请大家讨论指点，以解开疑惑，谢谢...

SHINER

INSTITUTE EXTENDED RADIOACTIVE CONTAMINATION
EXCLUSION CLAUSE
This clause shall be paramount and shall override anything contained in this insurance inconsistent
therewith
1 In no case shall this insurance cover loss damage liability or expense directly or indirectly caused by or
contributed to by or arising from
1.1. ionising radiations from or contamination by radioactivity from any nuclear fuel or from any
nuclear waste or from the combustion of nuclear fuel
1.2. the radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear
installation, reactor or other nuclear assembly or nuclear component thereof
1.3. any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or
radioactive force or matter
1.4. the radioactive, toxic, explosive or other hazardous or contaminating properties of any radioactive
matter. The exclusion in this sub-clause does not extend to radioactive isotopes, other than nuclear
fuel, when such isotopes are being prepared, carried, stored, or used for commercial, agricultural,
medical, scientific or other similar peaceful purposes.

yangzhu1026

1# neill


我也看到这里了，也想到了前一阵子的日本核辐射。如果实务中如你所说，同问？